Pension Funds

Assets under management compound through contribution optimisation, not member acquisition. Member dormancy systematically erodes retirement security and fund performance. Behavioural patterns predict contribution propensity 45-60 days early—when members are most responsive.Accelerate AUM Growth

The Contribution Intelligence Gap

Assets under management expand through contribution optimisation, not member acquisition alone. Salary increases, bonus payments, and life events create contribution opportunities months before annual statements. Behavioural intelligence transforms member engagement from regulatory compliance into growth capability—identifying contribution propensity when member responsiveness peaks and voluntary top-up economics justify investment.

Optimise Member Lifetime Value

Contribution Optimisation

Salary increases represent optimal contribution expansion moments before lifestyle inflation consumes disposable income. Bonus payments, promotions, debt clearance—behavioural triggers enable voluntary top-up intervention when contribution probability peaks and member responsiveness maximises.

Income event detection

Contribution propensity scoring

Behavioural nudge automation

Dormancy Prevention

Employment changes, informal sector transitions, financial stress—dormancy signals emerge before contributions cease. Early intervention preserves member relationships when prevention economics outperform recovery by 6x.

30-day early warning systems

Employment change tracking

Re-engagement orchestration

Lifecycle Journey Optimisation

Career stage determines contribution capacity and retirement horizon. First job differs from peak earning years. Early career requires habit formation whilst mid-career enables contribution expansion. Lifecycle intelligence sequences engagement to individual member trajectories.

Career stage segmentation

Age-appropriate messaging

Retirement readiness scoring

Financial Wellness Integration

Retirement security requires holistic financial health. Debt management, emergency funds, financial literacy—member wellness determines contribution sustainability. Integrated intelligence strengthens pension engagement whilst building lifetime member relationships.

Retirement gap calculators

Financial education modules

Adviser workflow integration

Integrated Revenue Impact

Contribution intelligence compounds across dormancy prevention and lifecycle engagement. Employment patterns refine intervention timing. Life event signals improve voluntary contribution campaigns. Behavioural models strengthen member-wide. One platform. Multiple AUM growth pathways. Pricing aligned with demonstrated asset growth.

+47%Voluntary ContributionsBehavioural timing captures contribution opportunities when member responsiveness peaks and income events surface.

-64%Member DormancyEarly intervention preserves contribution continuity when prevention economics outperform reactivation by 6x.

3.2xEngagement ResponseLifecycle intelligence achieves member responsiveness transformation when messaging aligns with career stage and financial capacity.

Prove Value in 90 Days

Analyse

Member base analysis identifies contribution patterns, dormancy risk, and lifecycle opportunities.

Engage

Deploy precision campaigns when contribution probability peaks and member responsiveness maximises.

Grow

Continuous AUM expansion through contribution intelligence and lifecycle optimisation.

Compound Your Advantage

Contribution intelligence transforms member engagement from regulatory compliance to AUM growth capability. One intelligence investment. Compounding returns.

Predictive Retention

Employment instability, payment delays, engagement decline—churn signals predict member dormancy before contributions cease. Early intervention preserves AUM growth whilst prevention economics outperform reactivation—dormancy patterns strengthen contribution intelligence member-wide.

Cross-sell Intelligence

Contribution momentum reveals financial stability before demographic segmentation detects capacity. Members increasing contributions demonstrate income growth—signalling additional product readiness whilst contribution patterns inform lifecycle stage transitions.

Unified Personalisation

Generic engagement treats all members identically. Unified behavioural intelligence sequences contribution campaigns to individual career stages, income patterns, and financial capacity—maximising AUM growth through precision deployment.

Secure Retirement Outcomes

Market exclusivity per geography. Contribution intelligence compounds with dormancy prevention and lifecycle engagement—employment patterns refine intervention timing, life event signals improve voluntary campaigns, behavioural models strengthen across your entire member base.

90-Day Value Proof

Measurable contribution improvement within first deployment quarter

AUM-Based Pricing

Performance model aligned with assets under management growth

Regulatory Compliance

Meets pension regulatory requirements across Africa

Assess Contribution Economics